Call reports 2003
FIRST BANK & TRUST — 2003
What FIRST BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 174,598,000 | 195,261,000 | 190,780,000 | 202,846,000 |
| Total loans | 137,150,000 | 144,495,000 | 139,701,000 | 133,189,000 |
| Allowance for loan losses | 612,000 | 575,000 | 712,000 | 743,000 |
| Securities available for sale | 8,402,000 | 9,423,000 | 10,338,000 | 30,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,291,000 | 175,309,000 | 171,638,000 | 168,521,000 |
| Interest-bearing deposits | 100,299,000 | 107,434,000 | 105,693,000 | 117,625,000 |
| Noninterest-bearing deposits | 59,992,000 | 67,875,000 | 65,945,000 | 50,896,000 |
| Equity capital | 8,128,000 | 13,159,000 | 15,568,000 | 15,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,763,000 | 8,544,000 | 11,549,000 |
| Interest expense | 717,000 | 1,415,000 | 2,077,000 | 2,769,000 |
| Net interest income | 2,204,000 | 4,348,000 | 6,467,000 | 8,780,000 |
| Noninterest income | 228,000 | 3,232,000 | 7,970,000 | 9,662,000 |
| Noninterest expense | 2,896,000 | 5,946,000 | 9,880,000 | 13,467,000 |
| Provision for loan losses | 24,000 | 186,000 | 490,000 | 670,000 |
| Pretax income | -416,000 | 1,543,000 | 4,157,000 | 4,396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -416,000 | 1,543,000 | 4,157,000 | 4,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,767,000 | 11,827,000 | 14,319,000 | 14,338,000 |
| Total capital | 7,379,000 | 12,402,000 | 15,031,000 | 15,081,000 |
| Risk-weighted assets | 140,436,000 | 150,448,000 | 145,500,000 | 145,457,000 |