Call reports 2002
FIRST BANK & TRUST — 2002
What FIRST BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 151,004,000 | 160,274,000 | 164,730,000 | 174,264,000 |
| Total loans | 110,190,000 | 116,014,000 | 124,254,000 | 133,608,000 |
| Allowance for loan losses | 454,000 | 518,000 | 574,000 | 622,000 |
| Securities available for sale | 9,161,000 | 12,342,000 | 11,727,000 | 6,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,345,000 | 137,208,000 | 151,598,000 | 157,937,000 |
| Interest-bearing deposits | 82,482,000 | 87,312,000 | 93,528,000 | 96,678,000 |
| Noninterest-bearing deposits | 52,863,000 | 49,896,000 | 58,070,000 | 61,259,000 |
| Equity capital | 9,585,000 | 10,585,000 | 2,497,000 | 4,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 5,661,000 | 8,773,000 | 12,460,000 |
| Interest expense | 745,000 | 1,507,000 | 2,290,000 | 3,027,000 |
| Net interest income | 2,364,000 | 4,154,000 | 6,483,000 | 9,433,000 |
| Noninterest income | 860,000 | 2,357,000 | -5,336,000 | -3,019,000 |
| Noninterest expense | 2,201,000 | 4,575,000 | 6,788,000 | 10,079,000 |
| Provision for loan losses | 120,000 | 189,000 | 284,000 | 417,000 |
| Pretax income | 903,000 | 1,749,000 | -5,834,000 | -3,919,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 903,000 | 1,749,000 | -5,834,000 | -3,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,896,000 | 6,472,000 | 1,066,000 | 363,000 |
| Total capital | 7,350,000 | 6,990,000 | 1,640,000 | 726,000 |
| Risk-weighted assets | 108,797,000 | 112,082,000 | 114,428,000 | 129,304,000 |