Call reports 2025
INTEGRITY BANK & TRUST — 2025
What INTEGRITY BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 397,978,000 | 438,484,000 | 448,111,000 | 445,277,000 |
| Total loans | 306,904,000 | 344,296,000 | 352,310,000 | 353,000,000 |
| Allowance for loan losses | 3,270,000 | 3,375,000 | 3,713,000 | 3,775,000 |
| Securities available for sale | 58,749,000 | 56,961,000 | 57,006,000 | 54,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,341,000 | 377,629,000 | 368,153,000 | 362,335,000 |
| Interest-bearing deposits | 249,847,000 | 252,391,000 | 257,428,000 | 268,283,000 |
| Noninterest-bearing deposits | 98,494,000 | 125,238,000 | 110,725,000 | 94,052,000 |
| Equity capital | 32,716,000 | 34,034,000 | 35,481,000 | 36,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,428,000 | 11,576,000 | 18,375,000 | 25,172,000 |
| Interest expense | 1,727,000 | 3,703,000 | 5,865,000 | 8,138,000 |
| Net interest income | 3,701,000 | 7,873,000 | 12,510,000 | 17,034,000 |
| Noninterest income | 413,000 | 915,000 | 1,702,000 | 2,194,000 |
| Noninterest expense | 2,726,000 | 5,566,000 | 8,667,000 | 11,899,000 |
| Provision for loan losses | 35,000 | 140,000 | 478,000 | 583,000 |
| Pretax income | 1,353,000 | 3,082,000 | 5,067,000 | 6,746,000 |
| Income tax | 367,000 | 824,000 | 1,415,000 | 1,788,000 |
| Net income | 986,000 | 2,258,000 | 3,652,000 | 4,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,241,000 | 35,268,000 | 36,344,000 | 37,302,000 |
| Total capital | 37,511,000 | 38,643,000 | 40,057,000 | 41,077,000 |
| Risk-weighted assets | 271,967,000 | 306,065,000 | 312,505,000 | 304,226,000 |