Call reports 2024
INTEGRITY BANK & TRUST — 2024
What INTEGRITY BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 344,528,000 | 348,754,000 | 367,511,000 | 383,222,000 |
| Total loans | 247,861,000 | 259,817,000 | 260,129,000 | 277,012,000 |
| Allowance for loan losses | 3,000,000 | 3,075,000 | 3,150,000 | 3,163,000 |
| Securities available for sale | 61,893,000 | 61,866,000 | 61,775,000 | 59,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,969,000 | 295,200,000 | 313,517,000 | 345,323,000 |
| Interest-bearing deposits | 183,452,000 | 200,008,000 | 215,813,000 | 249,846,000 |
| Noninterest-bearing deposits | 109,517,000 | 95,192,000 | 97,704,000 | 95,477,000 |
| Equity capital | 29,101,000 | 29,924,000 | 31,658,000 | 31,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,811,000 | 9,665,000 | 14,777,000 | 20,032,000 |
| Interest expense | 1,371,000 | 2,801,000 | 4,482,000 | 6,231,000 |
| Net interest income | 3,440,000 | 6,864,000 | 10,295,000 | 13,801,000 |
| Noninterest income | 361,000 | 880,000 | 1,350,000 | 1,724,000 |
| Noninterest expense | 2,448,000 | 5,029,000 | 7,641,000 | 10,448,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 576,000 |
| Pretax income | 1,278,000 | 2,565,000 | 3,779,000 | 4,501,000 |
| Income tax | 336,000 | 694,000 | 987,000 | 1,177,000 |
| Net income | 942,000 | 1,871,000 | 2,792,000 | 3,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,705,000 | 32,398,000 | 33,087,000 | 33,389,000 |
| Total capital | 34,388,000 | 35,205,000 | 36,232,000 | 36,552,000 |
| Risk-weighted assets | 213,151,000 | 223,102,000 | 250,390,000 | 260,962,000 |