Call reports 2023
INTEGRITY BANK & TRUST — 2023
What INTEGRITY BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 332,249,000 | 335,810,000 | 338,369,000 | 346,874,000 |
| Total loans | 224,284,000 | 233,801,000 | 237,560,000 | 240,687,000 |
| Allowance for loan losses | 2,698,000 | 2,775,000 | 2,850,000 | 2,925,000 |
| Securities available for sale | 59,574,000 | 59,537,000 | 61,868,000 | 69,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,541,000 | 292,986,000 | 294,718,000 | 286,520,000 |
| Interest-bearing deposits | 179,292,000 | 187,851,000 | 190,542,000 | 183,041,000 |
| Noninterest-bearing deposits | 110,249,000 | 105,135,000 | 104,176,000 | 103,479,000 |
| Equity capital | 26,168,000 | 26,394,000 | 26,701,000 | 28,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 8,108,000 | 12,651,000 | 17,283,000 |
| Interest expense | 463,000 | 1,468,000 | 2,650,000 | 3,910,000 |
| Net interest income | 3,460,000 | 6,640,000 | 10,001,000 | 13,373,000 |
| Noninterest income | 461,000 | 888,000 | 1,284,000 | 1,656,000 |
| Noninterest expense | 2,317,000 | 4,641,000 | 7,056,000 | 9,587,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,334,000 | 2,542,000 | 3,809,000 | 4,947,000 |
| Income tax | 355,000 | 657,000 | 843,000 | 1,137,000 |
| Net income | 979,000 | 1,885,000 | 2,966,000 | 3,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,885,000 | 29,547,000 | 30,401,000 | 30,973,000 |
| Total capital | 31,411,000 | 32,125,000 | 32,993,000 | 33,591,000 |
| Risk-weighted assets | 201,851,000 | 204,869,000 | 205,945,000 | 207,958,000 |