Call reports 2022
INTEGRITY BANK & TRUST — 2022
What INTEGRITY BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 319,644,000 | 332,403,000 | 329,244,000 | 323,221,000 |
| Total loans | 209,646,000 | 223,500,000 | 221,610,000 | 226,459,000 |
| Allowance for loan losses | 2,402,000 | 2,477,000 | 2,550,000 | 2,624,000 |
| Securities available for sale | 61,176,000 | 62,245,000 | 61,576,000 | 63,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,927,000 | 307,620,000 | 304,718,000 | 297,658,000 |
| Interest-bearing deposits | 171,665,000 | 178,618,000 | 175,016,000 | 170,173,000 |
| Noninterest-bearing deposits | 122,262,000 | 129,002,000 | 129,702,000 | 127,485,000 |
| Equity capital | 24,558,000 | 23,756,000 | 23,233,000 | 24,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,923,000 | 6,085,000 | 9,593,000 | 13,597,000 |
| Interest expense | 94,000 | 188,000 | 286,000 | 474,000 |
| Net interest income | 2,829,000 | 5,897,000 | 9,307,000 | 13,123,000 |
| Noninterest income | 798,000 | 1,414,000 | 1,858,000 | 2,290,000 |
| Noninterest expense | 2,327,000 | 4,580,000 | 6,956,000 | 9,435,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,225,000 | 2,581,000 | 3,984,000 | 5,678,000 |
| Income tax | 333,000 | 639,000 | 928,000 | 1,363,000 |
| Net income | 892,000 | 1,942,000 | 3,056,000 | 4,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,698,000 | 27,526,000 | 28,403,000 | 28,220,000 |
| Total capital | 29,083,000 | 30,003,000 | 30,951,000 | 30,845,000 |
| Risk-weighted assets | 190,815,000 | 209,029,000 | 203,793,000 | 210,618,000 |