Call reports 2021
INTEGRITY BANK & TRUST — 2021
What INTEGRITY BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 295,414,000 | 304,124,000 | 338,566,000 | 323,188,000 |
| Total loans | 186,075,000 | 191,159,000 | 193,415,000 | 202,035,000 |
| Allowance for loan losses | 2,222,000 | 2,222,000 | 2,276,000 | 2,327,000 |
| Securities available for sale | 29,870,000 | 46,259,000 | 62,097,000 | 62,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,182,000 | 278,347,000 | 312,072,000 | 296,731,000 |
| Interest-bearing deposits | 158,063,000 | 154,933,000 | 162,873,000 | 172,846,000 |
| Noninterest-bearing deposits | 112,119,000 | 123,414,000 | 149,199,000 | 123,885,000 |
| Equity capital | 23,979,000 | 24,805,000 | 25,343,000 | 25,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,955,000 | 5,883,000 | 8,713,000 | 11,636,000 |
| Interest expense | 94,000 | 181,000 | 263,000 | 344,000 |
| Net interest income | 2,861,000 | 5,702,000 | 8,450,000 | 11,292,000 |
| Noninterest income | 566,000 | 1,388,000 | 2,100,000 | 2,884,000 |
| Noninterest expense | 2,113,000 | 4,308,000 | 6,560,000 | 8,951,000 |
| Provision for loan losses | 54,000 | 54,000 | 108,000 | 162,000 |
| Pretax income | 1,260,000 | 2,728,000 | 3,882,000 | 5,063,000 |
| Income tax | 332,000 | 681,000 | 932,000 | 1,236,000 |
| Net income | 928,000 | 2,047,000 | 2,950,000 | 3,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,727,000 | 24,707,000 | 25,370,000 | 26,025,000 |
| Total capital | 25,845,000 | 26,864,000 | 27,597,000 | 28,335,000 |
| Risk-weighted assets | 169,354,000 | 172,493,000 | 178,129,000 | 184,794,000 |