Call reports 2020
INTEGRITY BANK & TRUST — 2020
What INTEGRITY BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 217,838,000 | 257,052,000 | 263,700,000 | 280,595,000 |
| Total loans | 162,587,000 | 177,115,000 | 188,140,000 | 181,238,000 |
| Allowance for loan losses | 1,728,000 | 2,068,000 | 2,114,000 | 2,167,000 |
| Securities available for sale | 12,975,000 | 18,483,000 | 22,978,000 | 28,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,343,000 | 235,337,000 | 241,665,000 | 256,514,000 |
| Interest-bearing deposits | 117,408,000 | 128,423,000 | 136,643,000 | 155,447,000 |
| Noninterest-bearing deposits | 79,935,000 | 106,914,000 | 105,022,000 | 101,067,000 |
| Equity capital | 19,457,000 | 20,211,000 | 20,649,000 | 23,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,512,000 | 5,701,000 | 8,154,000 | 10,717,000 |
| Interest expense | 263,000 | 463,000 | 614,000 | 736,000 |
| Net interest income | 2,249,000 | 5,238,000 | 7,540,000 | 9,981,000 |
| Noninterest income | 458,000 | 923,000 | 1,439,000 | 2,194,000 |
| Noninterest expense | 1,982,000 | 3,942,000 | 6,000,000 | 8,080,000 |
| Provision for loan losses | 54,000 | 428,000 | 482,000 | 536,000 |
| Pretax income | 671,000 | 1,791,000 | 2,497,000 | 3,559,000 |
| Income tax | 176,000 | 518,000 | 671,000 | 943,000 |
| Net income | 495,000 | 1,273,000 | 1,826,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,238,000 | 19,892,000 | 20,344,000 | 22,996,000 |
| Total capital | 20,965,000 | 21,960,000 | 22,458,000 | 25,113,000 |
| Risk-weighted assets | 157,021,000 | 166,349,000 | 171,425,000 | 169,332,000 |