Call reports 2019
INTEGRITY BANK & TRUST — 2019
What INTEGRITY BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 204,926,000 | 215,338,000 | 214,984,000 | 207,242,000 |
| Total loans | 148,155,000 | 152,369,000 | 160,202,000 | 158,629,000 |
| Allowance for loan losses | 1,564,000 | 1,601,000 | 1,637,000 | 1,673,000 |
| Securities available for sale | 26,868,000 | 27,729,000 | 26,734,000 | 22,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,544,000 | 196,634,000 | 188,396,000 | 184,149,000 |
| Interest-bearing deposits | 121,162,000 | 126,628,000 | 111,508,000 | 109,981,000 |
| Noninterest-bearing deposits | 65,382,000 | 70,006,000 | 76,888,000 | 74,168,000 |
| Equity capital | 16,958,000 | 17,937,000 | 18,533,000 | 19,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,445,000 | 4,963,000 | 7,600,000 | 10,168,000 |
| Interest expense | 332,000 | 689,000 | 1,058,000 | 1,360,000 |
| Net interest income | 2,113,000 | 4,274,000 | 6,542,000 | 8,808,000 |
| Noninterest income | 201,000 | 632,000 | 1,079,000 | 1,535,000 |
| Noninterest expense | 1,677,000 | 3,451,000 | 5,221,000 | 7,142,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 600,000 | 1,382,000 | 2,291,000 | 3,055,000 |
| Income tax | 178,000 | 380,000 | 616,000 | 735,000 |
| Net income | 422,000 | 1,002,000 | 1,675,000 | 2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,218,000 | 17,800,000 | 18,347,000 | 18,868,000 |
| Total capital | 18,783,000 | 19,401,000 | 19,984,000 | 20,540,000 |
| Risk-weighted assets | 151,526,000 | 156,539,000 | 160,925,000 | 156,936,000 |