Call reports 2018
INTEGRITY BANK & TRUST — 2018
What INTEGRITY BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 190,623,000 | 206,405,000 | 209,603,000 | 202,115,000 |
| Total loans | 134,542,000 | 136,113,000 | 144,585,000 | 145,618,000 |
| Allowance for loan losses | 1,402,000 | 1,450,000 | 1,450,000 | 1,578,000 |
| Securities available for sale | 23,801,000 | 24,719,000 | 26,811,000 | 27,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,562,000 | 190,043,000 | 192,802,000 | 185,081,000 |
| Interest-bearing deposits | 109,325,000 | 113,056,000 | 114,309,000 | 124,088,000 |
| Noninterest-bearing deposits | 65,237,000 | 76,987,000 | 78,493,000 | 60,993,000 |
| Equity capital | 15,453,000 | 15,515,000 | 15,955,000 | 16,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,202,000 | 6,569,000 | 9,023,000 |
| Interest expense | 179,000 | 403,000 | 662,000 | 961,000 |
| Net interest income | 1,823,000 | 3,799,000 | 5,907,000 | 8,062,000 |
| Noninterest income | 300,000 | 629,000 | 960,000 | 1,264,000 |
| Noninterest expense | 1,601,000 | 3,177,000 | 4,886,000 | 6,510,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 229,000 |
| Pretax income | 486,000 | 1,179,000 | 1,873,000 | 2,585,000 |
| Income tax | -3,000 | 212,000 | 366,000 | 528,000 |
| Net income | 489,000 | 967,000 | 1,507,000 | 2,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,929,000 | 16,032,000 | 16,572,000 | 17,047,000 |
| Total capital | 17,331,000 | 17,482,000 | 18,022,000 | 18,625,000 |
| Risk-weighted assets | 150,108,000 | 151,424,000 | 151,299,000 | 153,102,000 |