Call reports 2017
INTEGRITY BANK & TRUST — 2017
What INTEGRITY BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 183,427,000 | 178,823,000 | 185,098,000 | 186,682,000 |
| Total loans | 116,616,000 | 113,760,000 | 119,196,000 | 127,802,000 |
| Allowance for loan losses | 1,303,000 | 1,318,000 | 1,335,000 | 1,350,000 |
| Securities available for sale | 22,104,000 | 22,283,000 | 24,311,000 | 24,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,404,000 | 163,623,000 | 169,536,000 | 164,984,000 |
| Interest-bearing deposits | 113,132,000 | 102,744,000 | 103,308,000 | 102,552,000 |
| Noninterest-bearing deposits | 55,272,000 | 60,879,000 | 66,228,000 | 62,432,000 |
| Equity capital | 14,470,000 | 14,730,000 | 14,978,000 | 15,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 3,607,000 | 5,446,000 | 7,416,000 |
| Interest expense | 87,000 | 182,000 | 299,000 | 429,000 |
| Net interest income | 1,688,000 | 3,425,000 | 5,147,000 | 6,987,000 |
| Noninterest income | 215,000 | 557,000 | 805,000 | 1,113,000 |
| Noninterest expense | 1,487,000 | 3,095,000 | 4,571,000 | 6,051,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 401,000 | 857,000 | 1,336,000 | 1,989,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 401,000 | 857,000 | 1,336,000 | 1,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,712,000 | 14,783,000 | 15,111,000 | 15,640,000 |
| Total capital | 16,015,000 | 16,101,000 | 16,446,000 | 16,990,000 |
| Risk-weighted assets | 131,459,000 | 131,142,000 | 133,816,000 | 143,778,000 |