Call reports 2016
INTEGRITY BANK & TRUST — 2016
What INTEGRITY BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 165,800,000 | 176,343,000 | 169,618,000 | 176,604,000 |
| Total loans | 114,558,000 | 120,050,000 | 114,456,000 | 115,713,000 |
| Allowance for loan losses | 1,309,000 | 1,234,000 | 1,264,000 | 1,288,000 |
| Securities available for sale | 16,321,000 | 16,599,000 | 15,960,000 | 18,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,826,000 | 158,936,000 | 154,849,000 | 162,162,000 |
| Interest-bearing deposits | 102,627,000 | 106,912,000 | 106,474,000 | 111,443,000 |
| Noninterest-bearing deposits | 46,199,000 | 52,024,000 | 48,375,000 | 50,719,000 |
| Equity capital | 13,323,000 | 13,796,000 | 14,174,000 | 13,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,429,000 | 5,201,000 | 7,005,000 |
| Interest expense | 111,000 | 224,000 | 406,000 | 489,000 |
| Net interest income | 1,576,000 | 3,205,000 | 4,795,000 | 6,516,000 |
| Noninterest income | 104,000 | 248,000 | 387,000 | 502,000 |
| Noninterest expense | 1,226,000 | 2,440,000 | 3,722,000 | 5,216,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 436,000 | 986,000 | 1,449,000 | 1,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 436,000 | 986,000 | 1,449,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,183,000 | 13,533,000 | 13,997,000 | 14,310,000 |
| Total capital | 14,492,000 | 14,767,000 | 15,261,000 | 15,598,000 |
| Risk-weighted assets | 126,200,000 | 131,200,000 | 126,264,000 | 127,897,000 |