Call reports 2015
INTEGRITY BANK & TRUST — 2015
What INTEGRITY BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 147,894,000 | 148,822,000 | 151,825,000 | 155,820,000 |
| Total loans | 96,312,000 | 101,852,000 | 109,228,000 | 108,897,000 |
| Allowance for loan losses | 1,315,000 | 1,059,000 | 1,252,000 | 1,279,000 |
| Securities available for sale | 19,926,000 | 19,637,000 | 17,842,000 | 13,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,411,000 | 124,254,000 | 126,382,000 | 139,286,000 |
| Interest-bearing deposits | 99,937,000 | 96,527,000 | 97,427,000 | 104,370,000 |
| Noninterest-bearing deposits | 30,474,000 | 27,727,000 | 28,955,000 | 34,916,000 |
| Equity capital | 13,362,000 | 13,161,000 | 13,487,000 | 12,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,915,000 | 4,582,000 | 6,221,000 |
| Interest expense | 105,000 | 213,000 | 326,000 | 439,000 |
| Net interest income | 1,296,000 | 2,702,000 | 4,256,000 | 5,782,000 |
| Noninterest income | 670,000 | 1,501,000 | 2,211,000 | 4,882,000 |
| Noninterest expense | 1,458,000 | 3,082,000 | 4,752,000 | 6,272,000 |
| Provision for loan losses | 30,000 | 120,000 | 235,000 | 325,000 |
| Pretax income | 478,000 | 1,001,000 | 1,487,000 | 4,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 1,001,000 | 1,487,000 | 4,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,122,000 | 13,020,000 | 13,256,000 | 12,927,000 |
| Total capital | 14,437,000 | 14,080,000 | 14,509,000 | 14,206,000 |
| Risk-weighted assets | 107,575,000 | 113,567,000 | 119,422,000 | 120,639,000 |