Call reports 2014
INTEGRITY BANK & TRUST — 2014
What INTEGRITY BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,732,000 | 132,860,000 | 138,071,000 | 145,080,000 |
| Total loans | 83,871,000 | 86,062,000 | 87,016,000 | 87,886,000 |
| Allowance for loan losses | 1,385,000 | 1,221,000 | 1,253,000 | 1,284,000 |
| Securities available for sale | 13,799,000 | 13,965,000 | 14,986,000 | 19,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,449,000 | 116,393,000 | 121,535,000 | 128,189,000 |
| Interest-bearing deposits | 88,355,000 | 91,927,000 | 96,383,000 | 95,996,000 |
| Noninterest-bearing deposits | 21,094,000 | 24,466,000 | 25,152,000 | 32,193,000 |
| Equity capital | 11,946,000 | 12,139,000 | 12,415,000 | 12,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,544,000 | 3,927,000 | 5,270,000 |
| Interest expense | 109,000 | 218,000 | 330,000 | 439,000 |
| Net interest income | 1,107,000 | 2,326,000 | 3,597,000 | 4,831,000 |
| Noninterest income | 512,000 | 1,111,000 | 1,659,000 | 2,273,000 |
| Noninterest expense | 1,284,000 | 2,619,000 | 3,957,000 | 5,357,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 344,000 | 828,000 | 1,279,000 | 1,734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 828,000 | 1,279,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,894,000 | 12,038,000 | 12,289,000 | 12,745,000 |
| Total capital | 13,007,000 | 13,187,000 | 13,449,000 | 13,946,000 |
| Risk-weighted assets | 88,754,000 | 91,893,000 | 92,674,000 | 96,087,000 |