Call reports 2013
INTEGRITY BANK & TRUST — 2013
What INTEGRITY BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 111,803,000 | 115,882,000 | 121,655,000 | 126,110,000 |
| Total loans | 74,889,000 | 76,559,000 | 74,826,000 | 79,261,000 |
| Allowance for loan losses | 1,320,000 | 1,433,000 | 1,307,000 | 1,384,000 |
| Securities available for sale | 10,803,000 | 9,001,000 | 10,424,000 | 11,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,413,000 | 100,454,000 | 106,146,000 | 110,309,000 |
| Interest-bearing deposits | 79,360,000 | 81,465,000 | 84,910,000 | 89,169,000 |
| Noninterest-bearing deposits | 17,053,000 | 18,989,000 | 21,236,000 | 21,140,000 |
| Equity capital | 11,120,000 | 11,222,000 | 11,301,000 | 11,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,336,000 | 3,506,000 | 4,727,000 |
| Interest expense | 126,000 | 250,000 | 372,000 | 491,000 |
| Net interest income | 1,004,000 | 2,086,000 | 3,134,000 | 4,236,000 |
| Noninterest income | 389,000 | 829,000 | 1,296,000 | 1,764,000 |
| Noninterest expense | 1,271,000 | 2,546,000 | 3,830,000 | 5,336,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 47,000 | 238,000 | 445,000 | 434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 238,000 | 445,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,863,000 | 11,054,000 | 11,261,000 | 11,550,000 |
| Total capital | 11,831,000 | 12,030,000 | 12,264,000 | 12,581,000 |
| Risk-weighted assets | 77,097,000 | 77,635,000 | 79,924,000 | 82,114,000 |