Call reports 2012
INTEGRITY BANK & TRUST — 2012
What INTEGRITY BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,560,000 | 107,400,000 | 111,414,000 | 114,291,000 |
| Total loans | 70,375,000 | 68,964,000 | 71,992,000 | 71,278,000 |
| Allowance for loan losses | 1,338,000 | 1,331,000 | 1,410,000 | 1,275,000 |
| Securities available for sale | 13,232,000 | 13,241,000 | 9,918,000 | 10,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,475,000 | 91,297,000 | 96,146,000 | 98,877,000 |
| Interest-bearing deposits | 81,193,000 | 76,616,000 | 80,175,000 | 79,818,000 |
| Noninterest-bearing deposits | 14,282,000 | 14,681,000 | 15,971,000 | 19,059,000 |
| Equity capital | 10,772,000 | 10,790,000 | 10,993,000 | 11,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,309,000 | 3,479,000 | 4,648,000 |
| Interest expense | 173,000 | 331,000 | 475,000 | 610,000 |
| Net interest income | 1,041,000 | 1,978,000 | 3,004,000 | 4,038,000 |
| Noninterest income | 395,000 | 696,000 | 1,052,000 | 1,455,000 |
| Noninterest expense | 1,131,000 | 2,287,000 | 3,479,000 | 4,627,000 |
| Provision for loan losses | 175,000 | 283,000 | 358,000 | 483,000 |
| Pretax income | 133,000 | 110,000 | 299,000 | 509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 110,000 | 299,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,541,000 | 10,517,000 | 10,707,000 | 10,916,000 |
| Total capital | 11,494,000 | 11,424,000 | 11,645,000 | 11,846,000 |
| Risk-weighted assets | 75,864,000 | 72,107,000 | 74,550,000 | 74,043,000 |