Call reports 2011
INTEGRITY BANK & TRUST — 2011
What INTEGRITY BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,599,000 | 104,906,000 | 106,151,000 | 109,157,000 |
| Total loans | 73,992,000 | 75,654,000 | 76,924,000 | 72,774,000 |
| Allowance for loan losses | 1,230,000 | 1,591,000 | 1,483,000 | 1,326,000 |
| Securities available for sale | 12,709,000 | 11,126,000 | 11,219,000 | 12,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,190,000 | 89,813,000 | 90,269,000 | 93,272,000 |
| Interest-bearing deposits | 74,912,000 | 75,453,000 | 75,770,000 | 78,403,000 |
| Noninterest-bearing deposits | 12,278,000 | 14,360,000 | 14,499,000 | 14,869,000 |
| Equity capital | 10,159,000 | 10,382,000 | 10,591,000 | 10,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,334,000 | 3,512,000 | 4,663,000 |
| Interest expense | 273,000 | 503,000 | 732,000 | 915,000 |
| Net interest income | 852,000 | 1,831,000 | 2,780,000 | 3,748,000 |
| Noninterest income | 249,000 | 531,000 | 821,000 | 1,113,000 |
| Noninterest expense | 1,007,000 | 1,905,000 | 2,879,000 | 4,036,000 |
| Provision for loan losses | 60,000 | 435,000 | 510,000 | 610,000 |
| Pretax income | 34,000 | 72,000 | 299,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 72,000 | 299,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,140,000 | 10,178,000 | 10,406,000 | 10,407,000 |
| Total capital | 11,068,000 | 11,122,000 | 11,360,000 | 11,340,000 |
| Risk-weighted assets | 73,945,000 | 74,868,000 | 75,764,000 | 74,217,000 |