Call reports 2010
INTEGRITY BANK & TRUST — 2010
What INTEGRITY BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 109,624,000 | 107,830,000 | 104,877,000 | 107,090,000 |
| Total loans | 81,524,000 | 77,171,000 | 73,953,000 | 75,512,000 |
| Allowance for loan losses | 1,257,000 | 1,199,000 | 1,150,000 | 1,223,000 |
| Securities available for sale | 7,914,000 | 9,202,000 | 11,228,000 | 11,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,811,000 | 90,707,000 | 88,454,000 | 91,135,000 |
| Interest-bearing deposits | 83,300,000 | 80,956,000 | 77,316,000 | 77,484,000 |
| Noninterest-bearing deposits | 8,511,000 | 9,751,000 | 11,138,000 | 13,651,000 |
| Equity capital | 10,551,000 | 10,336,000 | 10,597,000 | 10,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,422,000 | 3,588,000 | 4,776,000 |
| Interest expense | 374,000 | 734,000 | 1,067,000 | 1,370,000 |
| Net interest income | 894,000 | 1,688,000 | 2,521,000 | 3,406,000 |
| Noninterest income | 190,000 | 371,000 | 793,000 | 1,100,000 |
| Noninterest expense | 915,000 | 1,919,000 | 2,910,000 | 4,360,000 |
| Provision for loan losses | 298,000 | 567,000 | 657,000 | 747,000 |
| Pretax income | -129,000 | -419,000 | -245,000 | -593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -129,000 | -419,000 | -245,000 | -593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,515,000 | 10,274,000 | 10,449,000 | 10,101,000 |
| Total capital | 11,570,000 | 11,291,000 | 11,442,000 | 11,075,000 |
| Risk-weighted assets | 84,172,000 | 81,192,000 | 79,252,000 | 77,701,000 |