Call reports 2009
INTEGRITY BANK & TRUST — 2009
What INTEGRITY BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 110,359,000 | 106,984,000 | 108,979,000 | 106,474,000 |
| Total loans | 90,277,000 | 89,285,000 | 88,377,000 | 83,075,000 |
| Allowance for loan losses | 1,102,000 | 1,102,000 | 1,122,000 | 1,057,000 |
| Securities available for sale | 6,753,000 | 5,356,000 | 5,886,000 | 6,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,457,000 | 88,359,000 | 90,695,000 | 88,402,000 |
| Interest-bearing deposits | 83,061,000 | 80,729,000 | 83,239,000 | 77,792,000 |
| Noninterest-bearing deposits | 7,396,000 | 7,630,000 | 7,456,000 | 10,610,000 |
| Equity capital | 9,044,000 | 10,110,000 | 10,403,000 | 10,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,865,000 | 4,290,000 | 5,429,000 |
| Interest expense | 662,000 | 1,286,000 | 1,838,000 | 2,260,000 |
| Net interest income | 741,000 | 1,579,000 | 2,452,000 | 3,169,000 |
| Noninterest income | 141,000 | 298,000 | 464,000 | 588,000 |
| Noninterest expense | 820,000 | 1,637,000 | 2,493,000 | 3,322,000 |
| Provision for loan losses | 60,000 | 230,000 | 375,000 | 495,000 |
| Pretax income | 58,000 | 67,000 | 105,000 | 70,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 67,000 | 105,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,932,000 | 10,041,000 | 10,304,000 | 10,269,000 |
| Total capital | 10,034,000 | 11,143,000 | 11,425,000 | 11,308,000 |
| Risk-weighted assets | 94,184,000 | 89,321,000 | 89,744,000 | 83,515,000 |