Call reports 2003
INTEGRITY BANK & TRUST — 2003
What INTEGRITY BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 5,891,000 | 7,188,000 |
| Total loans | 1,730,000 | 4,145,000 |
| Allowance for loan losses | 17,000 | 42,000 |
| Securities available for sale | 1,764,000 | 2,258,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,892,000 | 3,349,000 |
| Interest-bearing deposits | 1,638,000 | 2,652,000 |
| Noninterest-bearing deposits | 254,000 | 697,000 |
| Equity capital | 3,994,000 | 3,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 21,000 | 103,000 |
| Interest expense | 1,000 | 10,000 |
| Net interest income | 20,000 | 93,000 |
| Noninterest income | 0 | 19,000 |
| Noninterest expense | 136,000 | 356,000 |
| Provision for loan losses | 17,000 | 42,000 |
| Pretax income | -133,000 | -286,000 |
| Income tax | 0 | 0 |
| Net income | -133,000 | -286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 3,984,000 | 3,831,000 |
| Total capital | 4,001,000 | 3,873,000 |
| Risk-weighted assets | 2,717,000 | 5,473,000 |