Call reports 2002
FREDERICKTOWN BANK & TRUST COMPANY — 2002
What FREDERICKTOWN BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 254,577,000 | 260,352,000 | 263,979,000 | 267,882,000 |
| Total loans | 164,978,000 | 177,990,000 | 188,039,000 | 190,418,000 |
| Allowance for loan losses | 3,704,000 | 3,723,000 | 3,741,000 | 3,753,000 |
| Securities available for sale | 69,503,000 | 66,233,000 | 63,179,000 | 65,808,000 |
| Securities held to maturity | 653,000 | 652,000 | 651,000 | 651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,439,000 | 216,962,000 | 219,865,000 | 224,595,000 |
| Interest-bearing deposits | 164,417,000 | 164,339,000 | 169,560,000 | 171,714,000 |
| Noninterest-bearing deposits | 48,022,000 | 52,623,000 | 50,305,000 | 52,881,000 |
| Equity capital | 32,438,000 | 33,363,000 | 34,418,000 | 34,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,906,000 | 7,871,000 | 11,800,000 | 15,772,000 |
| Interest expense | 1,035,000 | 2,008,000 | 2,974,000 | 3,853,000 |
| Net interest income | 2,871,000 | 5,863,000 | 8,826,000 | 11,919,000 |
| Noninterest income | 458,000 | 928,000 | 1,393,000 | 1,838,000 |
| Noninterest expense | 1,677,000 | 3,400,000 | 5,088,000 | 6,805,000 |
| Provision for loan losses | 23,000 | 44,000 | 62,000 | 62,000 |
| Pretax income | 1,629,000 | 3,347,000 | 5,069,000 | 6,890,000 |
| Income tax | 541,000 | 1,110,000 | 1,677,000 | 2,277,000 |
| Net income | 1,088,000 | 2,237,000 | 3,392,000 | 4,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,297,000 | 32,321,000 | 32,668,000 | 33,044,000 |
| Total capital | 34,467,000 | 34,684,000 | 35,135,000 | 35,529,000 |
| Risk-weighted assets | 172,085,000 | 187,653,000 | 196,081,000 | 197,557,000 |