Call reports 2001
FREDERICKTOWN BANK & TRUST COMPANY — 2001
What FREDERICKTOWN BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 219,874,000 | 228,819,000 | 237,668,000 | 248,771,000 |
| Total loans | 158,713,000 | 162,542,000 | 159,480,000 | 162,611,000 |
| Allowance for loan losses | 3,449,000 | 3,663,000 | 3,655,000 | 3,683,000 |
| Securities available for sale | 40,541,000 | 48,253,000 | 61,914,000 | 72,273,000 |
| Securities held to maturity | 555,000 | 554,000 | 554,000 | 553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,179,000 | 188,830,000 | 195,439,000 | 207,160,000 |
| Interest-bearing deposits | 137,990,000 | 147,679,000 | 150,364,000 | 159,685,000 |
| Noninterest-bearing deposits | 41,189,000 | 41,151,000 | 45,075,000 | 47,475,000 |
| Equity capital | 31,218,000 | 31,578,000 | 32,478,000 | 32,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,071,000 | 8,213,000 | 12,350,000 | 16,395,000 |
| Interest expense | 1,349,000 | 2,702,000 | 4,041,000 | 5,254,000 |
| Net interest income | 2,722,000 | 5,511,000 | 8,309,000 | 11,141,000 |
| Noninterest income | 400,000 | 1,147,000 | 1,544,000 | 1,987,000 |
| Noninterest expense | 1,483,000 | 3,113,000 | 4,658,000 | 6,287,000 |
| Provision for loan losses | 18,000 | 230,000 | 248,000 | 280,000 |
| Pretax income | 1,621,000 | 3,315,000 | 4,947,000 | 6,561,000 |
| Income tax | 546,000 | 1,117,000 | 1,667,000 | 2,207,000 |
| Net income | 1,075,000 | 2,198,000 | 3,280,000 | 4,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,988,000 | 31,403,000 | 31,668,000 | 31,990,000 |
| Total capital | 33,004,000 | 33,535,000 | 33,763,000 | 34,131,000 |
| Risk-weighted assets | 159,822,000 | 169,048,000 | 166,010,000 | 169,735,000 |