Call reports 2024
PEOPLES BANK OF WYACONDA — 2024
What PEOPLES BANK OF WYACONDA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 132,077,000 | 136,026,000 | 133,643,000 | 139,471,000 |
| Total loans | 88,081,000 | 86,877,000 | 88,605,000 | 90,794,000 |
| Allowance for loan losses | 1,726,000 | 1,761,000 | 1,799,000 | 1,812,000 |
| Securities available for sale | 33,509,000 | 32,195,000 | 31,806,000 | 34,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,463,000 | 121,901,000 | 119,466,000 | 125,343,000 |
| Interest-bearing deposits | 104,676,000 | 107,583,000 | 104,292,000 | 108,513,000 |
| Noninterest-bearing deposits | 13,787,000 | 14,318,000 | 15,174,000 | 16,830,000 |
| Equity capital | 11,835,000 | 12,282,000 | 13,175,000 | 13,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,506,000 | 5,358,000 | 7,233,000 |
| Interest expense | 770,000 | 1,571,000 | 2,392,000 | 3,152,000 |
| Net interest income | 966,000 | 1,935,000 | 2,966,000 | 4,081,000 |
| Noninterest income | 68,000 | 142,000 | 206,000 | 292,000 |
| Noninterest expense | 630,000 | 1,274,000 | 1,900,000 | 2,680,000 |
| Provision for loan losses | 38,000 | 75,000 | 115,000 | 160,000 |
| Pretax income | 366,000 | 727,000 | 1,156,000 | 1,532,000 |
| Income tax | 92,000 | 177,000 | 268,000 | 291,000 |
| Net income | 274,000 | 550,000 | 888,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,101,000 | 13,377,000 | 13,715,000 | 14,067,000 |