Call reports 2023
PEOPLES BANK OF WYACONDA — 2023
What PEOPLES BANK OF WYACONDA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 131,208,000 | 128,531,000 | 127,897,000 | 135,481,000 |
| Total loans | 78,226,000 | 81,428,000 | 83,742,000 | 86,905,000 |
| Allowance for loan losses | 1,738,000 | 1,774,000 | 1,657,000 | 1,690,000 |
| Securities available for sale | 38,622,000 | 36,072,000 | 32,944,000 | 35,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,487,000 | 113,517,000 | 112,679,000 | 119,428,000 |
| Interest-bearing deposits | 102,559,000 | 100,001,000 | 98,441,000 | 104,415,000 |
| Noninterest-bearing deposits | 13,928,000 | 13,516,000 | 14,238,000 | 15,013,000 |
| Equity capital | 11,404,000 | 11,645,000 | 11,628,000 | 12,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,790,000 | 4,307,000 | 5,929,000 |
| Interest expense | 375,000 | 844,000 | 1,437,000 | 2,112,000 |
| Net interest income | 982,000 | 1,946,000 | 2,870,000 | 3,817,000 |
| Noninterest income | 69,000 | 134,000 | 201,000 | 272,000 |
| Noninterest expense | 627,000 | 1,251,000 | 1,871,000 | 2,676,000 |
| Provision for loan losses | 38,000 | 75,000 | -40,000 | -3,000 |
| Pretax income | 386,000 | 754,000 | 1,087,000 | 1,263,000 |
| Income tax | 84,000 | 182,000 | 290,000 | 319,000 |
| Net income | 302,000 | 572,000 | 797,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,984,000 | 13,254,000 | 13,479,000 | 13,626,000 |