Call reports 2022
PEOPLES BANK OF WYACONDA — 2022
What PEOPLES BANK OF WYACONDA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 127,530,000 | 123,624,000 | 124,338,000 | 130,204,000 |
| Total loans | 71,552,000 | 74,670,000 | 79,192,000 | 81,122,000 |
| Allowance for loan losses | 1,582,000 | 1,620,000 | 1,658,000 | 1,694,000 |
| Securities available for sale | 34,312,000 | 34,957,000 | 30,923,000 | 32,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,642,000 | 111,962,000 | 110,094,000 | 115,346,000 |
| Interest-bearing deposits | 101,498,000 | 97,583,000 | 95,421,000 | 99,609,000 |
| Noninterest-bearing deposits | 14,144,000 | 14,379,000 | 14,673,000 | 15,737,000 |
| Equity capital | 11,588,000 | 11,398,000 | 11,009,000 | 11,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 2,036,000 | 3,162,000 | 4,395,000 |
| Interest expense | 149,000 | 300,000 | 469,000 | 726,000 |
| Net interest income | 838,000 | 1,736,000 | 2,693,000 | 3,669,000 |
| Noninterest income | 89,000 | 157,000 | 232,000 | 313,000 |
| Noninterest expense | 593,000 | 1,210,000 | 1,794,000 | 2,507,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 296,000 | 608,000 | 1,018,000 | 1,325,000 |
| Income tax | 128,000 | 235,000 | 327,000 | 294,000 |
| Net income | 168,000 | 373,000 | 691,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,618,000 | 12,823,000 | 13,141,000 | 13,482,000 |