Call reports 2020
PEOPLES BANK OF WYACONDA — 2020
What PEOPLES BANK OF WYACONDA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,563,000 | 102,988,000 | 103,943,000 | 117,438,000 |
| Total loans | 70,544,000 | 72,026,000 | 71,939,000 | 68,939,000 |
| Allowance for loan losses | 1,238,000 | 1,279,000 | 1,367,000 | 1,390,000 |
| Securities available for sale | 22,447,000 | 20,409,000 | 20,382,000 | 29,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,828,000 | 91,029,000 | 91,866,000 | 105,250,000 |
| Interest-bearing deposits | 78,627,000 | 79,127,000 | 78,966,000 | 91,400,000 |
| Noninterest-bearing deposits | 11,201,000 | 11,902,000 | 12,900,000 | 13,850,000 |
| Equity capital | 11,232,000 | 11,498,000 | 11,680,000 | 11,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,157,000 | 3,231,000 | 4,303,000 |
| Interest expense | 255,000 | 489,000 | 702,000 | 894,000 |
| Net interest income | 826,000 | 1,668,000 | 2,529,000 | 3,409,000 |
| Noninterest income | 79,000 | 145,000 | 216,000 | 308,000 |
| Noninterest expense | 533,000 | 1,074,000 | 1,644,000 | 2,260,000 |
| Provision for loan losses | 30,000 | 68,000 | 105,000 | 143,000 |
| Pretax income | 342,000 | 671,000 | 996,000 | 1,314,000 |
| Income tax | 96,000 | 197,000 | 302,000 | 336,000 |
| Net income | 246,000 | 474,000 | 694,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,935,000 | 11,168,000 | 11,392,000 | 11,680,000 |