Call reports 2019
PEOPLES BANK OF WYACONDA — 2019
What PEOPLES BANK OF WYACONDA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 98,466,000 | 98,722,000 | 96,253,000 | 100,555,000 |
| Total loans | 66,615,000 | 68,061,000 | 66,891,000 | 68,172,000 |
| Allowance for loan losses | 1,169,000 | 1,201,000 | 1,226,000 | 1,257,000 |
| Securities available for sale | 23,849,000 | 23,630,000 | 23,428,000 | 26,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,008,000 | 87,586,000 | 84,644,000 | 88,121,000 |
| Interest-bearing deposits | 77,892,000 | 77,988,000 | 74,662,000 | 77,298,000 |
| Noninterest-bearing deposits | 10,116,000 | 9,598,000 | 9,982,000 | 10,823,000 |
| Equity capital | 10,133,000 | 10,526,000 | 10,751,000 | 11,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,095,000 | 3,158,000 | 4,224,000 |
| Interest expense | 201,000 | 434,000 | 684,000 | 926,000 |
| Net interest income | 826,000 | 1,661,000 | 2,474,000 | 3,298,000 |
| Noninterest income | 64,000 | 127,000 | 186,000 | 265,000 |
| Noninterest expense | 494,000 | 1,048,000 | 1,608,000 | 2,224,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 361,000 | 675,000 | 957,000 | 1,215,000 |
| Income tax | 104,000 | 208,000 | 294,000 | 277,000 |
| Net income | 257,000 | 467,000 | 663,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,229,000 | 10,444,000 | 10,644,000 | 10,923,000 |
| Total capital | 11,053,000 | 11,283,000 | 11,456,000 | 11,764,000 |
| Risk-weighted assets | 65,650,000 | 66,769,000 | 64,546,000 | 66,881,000 |