Call reports 2018
PEOPLES BANK OF WYACONDA — 2018
What PEOPLES BANK OF WYACONDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 103,661,000 | 101,138,000 | 100,803,000 | 100,864,000 |
| Total loans | 64,404,000 | 66,771,000 | 69,006,000 | 68,052,000 |
| Allowance for loan losses | 1,060,000 | 1,085,000 | 1,113,000 | 1,139,000 |
| Securities available for sale | 27,863,000 | 28,135,000 | 25,536,000 | 25,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,332,000 | 90,054,000 | 83,695,000 | 85,708,000 |
| Interest-bearing deposits | 84,398,000 | 80,499,000 | 74,400,000 | 75,592,000 |
| Noninterest-bearing deposits | 9,934,000 | 9,555,000 | 9,295,000 | 10,116,000 |
| Equity capital | 9,045,000 | 9,266,000 | 9,503,000 | 9,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,952,000 | 2,982,000 | 4,030,000 |
| Interest expense | 166,000 | 333,000 | 504,000 | 704,000 |
| Net interest income | 794,000 | 1,619,000 | 2,478,000 | 3,326,000 |
| Noninterest income | 65,000 | 133,000 | 203,000 | 282,000 |
| Noninterest expense | 477,000 | 950,000 | 1,445,000 | 2,117,000 |
| Provision for loan losses | 21,000 | 42,000 | 69,000 | 99,000 |
| Pretax income | 359,000 | 758,000 | 1,165,000 | 1,390,000 |
| Income tax | 83,000 | 238,000 | 358,000 | 325,000 |
| Net income | 276,000 | 520,000 | 807,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,405,000 | 9,653,000 | 9,945,000 | 10,207,000 |
| Total capital | 10,240,000 | 10,491,000 | 10,806,000 | 11,060,000 |
| Risk-weighted assets | 66,571,000 | 66,833,000 | 68,688,000 | 67,986,000 |