Call reports 2017
PEOPLES BANK OF WYACONDA — 2017
What PEOPLES BANK OF WYACONDA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,159,000 | 93,186,000 | 90,897,000 | 101,980,000 |
| Total loans | 61,124,000 | 63,620,000 | 63,733,000 | 63,912,000 |
| Allowance for loan losses | 976,000 | 996,000 | 1,018,000 | 1,036,000 |
| Securities available for sale | 23,181,000 | 24,079,000 | 22,525,000 | 28,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,739,000 | 81,098,000 | 78,171,000 | 91,434,000 |
| Interest-bearing deposits | 76,616,000 | 72,584,000 | 69,022,000 | 81,186,000 |
| Noninterest-bearing deposits | 9,123,000 | 8,514,000 | 9,149,000 | 10,248,000 |
| Equity capital | 8,659,000 | 8,934,000 | 9,167,000 | 9,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,750,000 | 2,662,000 | 3,594,000 |
| Interest expense | 142,000 | 277,000 | 409,000 | 570,000 |
| Net interest income | 712,000 | 1,473,000 | 2,253,000 | 3,024,000 |
| Noninterest income | 67,000 | 127,000 | 190,000 | 255,000 |
| Noninterest expense | 477,000 | 957,000 | 1,416,000 | 2,000,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 281,000 | 601,000 | 963,000 | 1,197,000 |
| Income tax | 114,000 | 253,000 | 377,000 | 523,000 |
| Net income | 167,000 | 348,000 | 586,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,751,000 | 8,935,000 | 9,177,000 | 9,310,000 |
| Total capital | 9,533,000 | 9,728,000 | 9,981,000 | 10,139,000 |
| Risk-weighted assets | 62,374,000 | 63,265,000 | 64,124,000 | 66,102,000 |