Call reports 2001
UNITED COMMUNITY BANK METRO — 2001
What UNITED COMMUNITY BANK METRO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 159,410,000 | 152,709,000 | 154,195,000 | 163,925,000 |
| Total loans | 108,654,000 | 114,119,000 | 107,591,000 | 123,399,000 |
| Allowance for loan losses | 1,524,000 | 1,579,000 | 1,641,000 | 1,667,000 |
| Securities available for sale | 26,911,000 | 24,826,000 | 22,273,000 | 21,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,881,000 | 131,182,000 | 133,319,000 | 139,291,000 |
| Interest-bearing deposits | 114,231,000 | 110,810,000 | 112,986,000 | 120,122,000 |
| Noninterest-bearing deposits | 21,650,000 | 20,372,000 | 20,333,000 | 19,169,000 |
| Equity capital | 14,355,000 | 14,778,000 | 15,159,000 | 15,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,362,000 | 6,648,000 | 9,639,000 | 12,502,000 |
| Interest expense | 1,538,000 | 2,960,000 | 4,245,000 | 5,411,000 |
| Net interest income | 1,824,000 | 3,688,000 | 5,394,000 | 7,091,000 |
| Noninterest income | 218,000 | 447,000 | 702,000 | 898,000 |
| Noninterest expense | 1,380,000 | 2,776,000 | 4,190,000 | 5,674,000 |
| Provision for loan losses | 68,000 | 136,000 | 217,000 | 254,000 |
| Pretax income | 594,000 | 1,223,000 | 1,689,000 | 2,061,000 |
| Income tax | 196,000 | 404,000 | 557,000 | 680,000 |
| Net income | 398,000 | 819,000 | 1,132,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,680,000 | 14,439,000 | 14,712,000 | 14,962,000 |
| Total capital | 15,204,000 | 16,018,000 | 16,330,000 | 16,629,000 |
| Risk-weighted assets | 130,050,000 | 134,002,000 | 129,434,000 | 146,728,000 |