Call report 2025Q4
CITIZENS STATE BANK — 2025Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 474,210,000 | USD | evidence → |
| Total loans | 287,226,000 | USD | evidence → |
| Allowance for loan losses | 3,035,000 | USD | evidence → |
| Securities available for sale | 147,618,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,410,000 | USD | evidence → |
| Interest-bearing deposits | 319,383,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,027,000 | USD | evidence → |
| Equity capital | 43,182,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,581,000 | USD | evidence → |
| Interest expense | 8,175,000 | USD | evidence → |
| Net interest income | 13,406,000 | USD | evidence → |
| Noninterest income | 1,034,000 | USD | evidence → |
| Noninterest expense | 6,698,000 | USD | evidence → |
| Provision for loan losses | 392,000 | USD | evidence → |
| Pretax income | 7,330,000 | USD | evidence → |
| Income tax | 1,222,000 | USD | evidence → |
| Net income | 6,108,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,710,000 | USD | evidence → |