Call report 2003Q4
CITIZENS STATE BANK — 2003Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,166,000 | USD | evidence → |
| Total loans | 58,691,000 | USD | evidence → |
| Allowance for loan losses | 654,000 | USD | evidence → |
| Securities available for sale | 53,734,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,345,000 | USD | evidence → |
| Interest-bearing deposits | 85,117,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,228,000 | USD | evidence → |
| Equity capital | 13,148,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,874,000 | USD | evidence → |
| Interest expense | 1,359,000 | USD | evidence → |
| Net interest income | 4,515,000 | USD | evidence → |
| Noninterest income | 1,292,000 | USD | evidence → |
| Noninterest expense | 3,418,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,552,000 | USD | evidence → |
| Income tax | 726,000 | USD | evidence → |
| Net income | 1,826,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,789,000 | USD | evidence → |
| Total capital | 13,443,000 | USD | evidence → |
| Risk-weighted assets | 61,177,000 | USD | evidence → |