Call reports 2004
PREMIER COMMUNITY BANK OF SOUTHWEST FLORIDA — 2004
What PREMIER COMMUNITY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 62,339,000 | 58,324,000 |
| Total loans | 46,241,000 | 37,986,000 |
| Allowance for loan losses | 855,000 | 281,000 |
| Securities available for sale | 9,653,000 | 10,357,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 50,782,000 | 50,108,000 |
| Interest-bearing deposits | 39,483,000 | 36,926,000 |
| Noninterest-bearing deposits | 11,299,000 | 13,182,000 |
| Equity capital | 5,209,000 | 5,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 788,000 | 1,541,000 |
| Interest expense | 175,000 | 335,000 |
| Net interest income | 613,000 | 1,206,000 |
| Noninterest income | 80,000 | 179,000 |
| Noninterest expense | 577,000 | 1,008,000 |
| Provision for loan losses | 347,000 | 360,000 |
| Pretax income | -231,000 | -243,000 |
| Income tax | -87,000 | -70,000 |
| Net income | -144,000 | -173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 4,902,000 | 4,839,000 |
| Total capital | 5,553,000 | 5,120,000 |
| Risk-weighted assets | 51,888,000 | 45,558,000 |