Call reports 2003

PREMIER COMMUNITY BANK OF SOUTHWEST FLORIDA — 2003

Name: PREMIER COMMUNITY BANK OF SOUTHWEST FLORIDA — FFIEC call report 2003
Creator: PREMIER COMMUNITY BANK OF SOUTHWEST FLORIDA

What PREMIER COMMUNITY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ddee2b04-05f7-4efe-a4ad-6065b199a9a8/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	50,224,000	54,656,000	57,082,000	59,499,000
Total loans	38,488,000	40,646,000	43,081,000	44,437,000
Allowance for loan losses	385,000	422,000	460,000	508,000
Securities available for sale	7,103,000	6,272,000	8,757,000	9,643,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	39,293,000	43,442,000	47,083,000	45,016,000
Interest-bearing deposits	32,899,000	36,356,000	38,298,000	37,761,000
Noninterest-bearing deposits	6,394,000	7,087,000	8,785,000	7,255,000
Equity capital	5,188,000	5,205,000	5,215,000	5,296,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	681,000	1,372,000	2,199,000	3,014,000
Interest expense	210,000	419,000	619,000	802,000
Net interest income	471,000	953,000	1,580,000	2,212,000
Noninterest income	62,000	134,000	309,000	391,000
Noninterest expense	560,000	1,086,000	1,660,000	2,167,000
Provision for loan losses	58,000	95,000	133,000	182,000
Pretax income	45,000	82,000	176,000	333,000
Income tax	17,000	31,000	66,000	125,000
Net income	28,000	51,000	110,000	208,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	5,090,000	5,105,000	5,198,000	5,132,000
Total capital	5,475,000	5,527,000	5,658,000	5,640,000
Risk-weighted assets	42,352,000	46,052,000	50,011,000	51,191,000