Call reports 2001
PREMIER COMMUNITY BANK OF SOUTHWEST FLORIDA — 2001
What PREMIER COMMUNITY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,182,000 | 14,715,000 | 22,436,000 | 27,687,000 |
| Total loans | 2,725,000 | 5,711,000 | 11,210,000 | 14,662,000 |
| Allowance for loan losses | 56,000 | 94,000 | 134,000 | 160,000 |
| Securities available for sale | 1,507,000 | 4,501,000 | 5,031,000 | 8,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,118,000 | 9,778,000 | 17,419,000 | 20,593,000 |
| Interest-bearing deposits | 4,174,000 | 7,992,000 | 14,588,000 | 17,712,000 |
| Noninterest-bearing deposits | 944,000 | 1,786,000 | 2,831,000 | 2,881,000 |
| Equity capital | 4,987,000 | 4,907,000 | 4,942,000 | 4,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 347,000 | 617,000 | 963,000 |
| Interest expense | 34,000 | 104,000 | 212,000 | 382,000 |
| Net interest income | 126,000 | 243,000 | 405,000 | 581,000 |
| Noninterest income | 5,000 | 14,000 | 29,000 | 54,000 |
| Noninterest expense | 196,000 | 445,000 | 703,000 | 988,000 |
| Provision for loan losses | 34,000 | 72,000 | 112,000 | 138,000 |
| Pretax income | -99,000 | -260,000 | -381,000 | -491,000 |
| Income tax | -37,000 | -103,000 | -152,000 | -195,000 |
| Net income | -62,000 | -157,000 | -229,000 | -296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,873,000 | 4,724,000 | 4,712,000 | 4,816,000 |
| Total capital | 4,921,000 | 4,816,000 | 4,846,000 | 4,976,000 |
| Risk-weighted assets | 3,830,000 | 7,363,000 | 14,020,000 | 18,283,000 |