Call reports 2024
PCSB BANK — 2024
What PCSB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 313,977,000 | 313,402,000 | 324,811,000 | 332,025,000 |
| Total loans | 172,389,000 | 172,110,000 | 172,803,000 | 172,802,000 |
| Allowance for loan losses | 2,493,000 | 2,289,000 | 2,283,000 | 2,197,000 |
| Securities available for sale | 108,312,000 | 103,507,000 | 106,257,000 | 106,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,203,000 | 290,226,000 | 298,461,000 | 307,416,000 |
| Interest-bearing deposits | 244,563,000 | 244,900,000 | 252,963,000 | 243,841,000 |
| Noninterest-bearing deposits | 45,640,000 | 45,326,000 | 45,498,000 | 63,575,000 |
| Equity capital | 22,393,000 | 21,435,000 | 24,725,000 | 23,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,356,000 | 6,767,000 | 10,305,000 | 13,977,000 |
| Interest expense | 1,454,000 | 3,016,000 | 4,649,000 | 6,243,000 |
| Net interest income | 1,902,000 | 3,751,000 | 5,656,000 | 7,734,000 |
| Noninterest income | 311,000 | 712,000 | 1,024,000 | 1,304,000 |
| Noninterest expense | 1,779,000 | 3,512,000 | 5,295,000 | 7,040,000 |
| Provision for loan losses | 0 | -165,000 | -165,000 | -165,000 |
| Pretax income | 434,000 | 951,000 | 1,367,000 | 1,929,000 |
| Income tax | 19,000 | 42,000 | 60,000 | 70,000 |
| Net income | 415,000 | 909,000 | 1,307,000 | 1,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,659,000 | 33,882,000 | 34,183,000 | 34,647,000 |