Call reports 2023
PCSB BANK — 2023
What PCSB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 322,509,000 | 313,447,000 | 303,842,000 | 319,686,000 |
| Total loans | 164,606,000 | 169,049,000 | 173,944,000 | 178,614,000 |
| Allowance for loan losses | 2,470,000 | 2,519,000 | 2,535,000 | 2,506,000 |
| Securities available for sale | 116,050,000 | 111,344,000 | 105,053,000 | 110,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,658,000 | 291,798,000 | 285,591,000 | 295,458,000 |
| Interest-bearing deposits | 251,950,000 | 244,385,000 | 240,615,000 | 234,019,000 |
| Noninterest-bearing deposits | 47,708,000 | 47,413,000 | 44,976,000 | 61,439,000 |
| Equity capital | 22,272,000 | 20,750,000 | 16,906,000 | 23,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,816,000 | 8,902,000 | 12,033,000 |
| Interest expense | 892,000 | 1,993,000 | 3,235,000 | 4,596,000 |
| Net interest income | 1,912,000 | 3,823,000 | 5,667,000 | 7,437,000 |
| Noninterest income | 302,000 | 592,000 | 920,000 | 1,236,000 |
| Noninterest expense | 1,621,000 | 3,312,000 | 5,034,000 | 6,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 555,000 | 1,055,000 | 1,503,000 | 1,780,000 |
| Income tax | 27,000 | 53,000 | 75,000 | 64,000 |
| Net income | 528,000 | 1,002,000 | 1,428,000 | 1,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,096,000 | 33,166,000 | 33,317,000 | 33,331,000 |