Call reports 2022
PCSB BANK — 2022
What PCSB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 325,008,000 | 319,154,000 | 316,363,000 | 317,675,000 |
| Total loans | 152,200,000 | 156,607,000 | 164,721,000 | 167,196,000 |
| Allowance for loan losses | 2,408,000 | 2,510,000 | 2,496,000 | 2,469,000 |
| Securities available for sale | 124,284,000 | 120,105,000 | 114,586,000 | 116,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,878,000 | 299,480,000 | 300,967,000 | 297,490,000 |
| Interest-bearing deposits | 255,164,000 | 253,454,000 | 254,903,000 | 248,567,000 |
| Noninterest-bearing deposits | 46,714,000 | 46,026,000 | 46,064,000 | 48,923,000 |
| Equity capital | 22,721,000 | 19,268,000 | 15,007,000 | 19,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,641,000 | 7,160,000 | 9,838,000 |
| Interest expense | 251,000 | 526,000 | 971,000 | 1,696,000 |
| Net interest income | 2,020,000 | 4,115,000 | 6,189,000 | 8,142,000 |
| Noninterest income | 264,000 | 558,000 | 892,000 | 1,196,000 |
| Noninterest expense | 1,568,000 | 3,146,000 | 4,771,000 | 6,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 716,000 | 1,527,000 | 2,308,000 | 2,901,000 |
| Income tax | 36,000 | 76,000 | 115,000 | 145,000 |
| Net income | 680,000 | 1,451,000 | 2,193,000 | 2,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,677,000 | 31,898,000 | 32,358,000 | 32,754,000 |