Call reports 2021
PCSB BANK — 2021
What PCSB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 310,929,000 | 317,327,000 | 317,568,000 | 321,705,000 |
| Total loans | 158,125,000 | 153,647,000 | 153,959,000 | 160,534,000 |
| Allowance for loan losses | 2,334,000 | 2,339,000 | 2,371,000 | 2,412,000 |
| Securities available for sale | 92,728,000 | 113,355,000 | 126,553,000 | 128,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,048,000 | 285,564,000 | 285,418,000 | 290,079,000 |
| Interest-bearing deposits | 240,353,000 | 245,622,000 | 246,343,000 | 240,315,000 |
| Noninterest-bearing deposits | 39,695,000 | 39,942,000 | 39,075,000 | 49,764,000 |
| Equity capital | 29,732,000 | 30,796,000 | 31,574,000 | 31,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,356,000 | 4,738,000 | 7,107,000 | 9,439,000 |
| Interest expense | 312,000 | 587,000 | 849,000 | 1,094,000 |
| Net interest income | 2,044,000 | 4,151,000 | 6,258,000 | 8,345,000 |
| Noninterest income | 270,000 | 1,148,000 | 1,832,000 | 2,137,000 |
| Noninterest expense | 1,532,000 | 3,102,000 | 4,645,000 | 6,253,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 757,000 | 2,172,000 | 3,421,000 | 4,203,000 |
| Income tax | 38,000 | 109,000 | 171,000 | 185,000 |
| Net income | 719,000 | 2,063,000 | 3,250,000 | 4,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,072,000 | 29,826,000 | 30,763,000 | 31,057,000 |