Call reports 2020
PCSB BANK — 2020
What PCSB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 264,745,000 | 274,730,000 | 275,169,000 | 290,779,000 |
| Total loans | 171,759,000 | 170,626,000 | 167,068,000 | 161,025,000 |
| Allowance for loan losses | 2,026,000 | 2,154,000 | 2,297,000 | 2,389,000 |
| Securities available for sale | 55,691,000 | 57,873,000 | 65,837,000 | 79,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,400,000 | 244,491,000 | 244,293,000 | 259,822,000 |
| Interest-bearing deposits | 207,697,000 | 211,461,000 | 210,840,000 | 218,499,000 |
| Noninterest-bearing deposits | 29,703,000 | 33,030,000 | 33,453,000 | 41,323,000 |
| Equity capital | 26,832,000 | 29,375,000 | 30,097,000 | 30,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,277,000 | 7,767,000 | 10,212,000 |
| Interest expense | 620,000 | 1,087,000 | 1,504,000 | 1,868,000 |
| Net interest income | 2,088,000 | 4,190,000 | 6,263,000 | 8,344,000 |
| Noninterest income | 234,000 | 467,000 | 766,000 | 1,119,000 |
| Noninterest expense | 1,475,000 | 3,014,000 | 4,517,000 | 6,159,000 |
| Provision for loan losses | 105,000 | 240,000 | 390,000 | 540,000 |
| Pretax income | 742,000 | 1,403,000 | 2,122,000 | 2,764,000 |
| Income tax | 37,000 | 70,000 | 106,000 | 139,000 |
| Net income | 705,000 | 1,333,000 | 2,016,000 | 2,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,339,000 | 27,816,000 | 28,409,000 | 28,513,000 |