Call reports 2018
PCSB BANK — 2018
What PCSB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 232,947,000 | 227,777,000 | 231,574,000 | 243,250,000 |
| Total loans | 154,449,000 | 159,964,000 | 163,152,000 | 168,700,000 |
| Allowance for loan losses | 1,692,000 | 1,788,000 | 1,885,000 | 1,975,000 |
| Securities available for sale | 51,868,000 | 49,350,000 | 47,021,000 | 47,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,468,000 | 202,851,000 | 201,455,000 | 217,527,000 |
| Interest-bearing deposits | 182,005,000 | 178,698,000 | 177,588,000 | 181,953,000 |
| Noninterest-bearing deposits | 26,463,000 | 24,153,000 | 23,867,000 | 35,574,000 |
| Equity capital | 24,215,000 | 24,578,000 | 24,684,000 | 25,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,243,000 | 4,492,000 | 6,849,000 | 9,353,000 |
| Interest expense | 391,000 | 814,000 | 1,348,000 | 1,993,000 |
| Net interest income | 1,852,000 | 3,678,000 | 5,501,000 | 7,360,000 |
| Noninterest income | 225,000 | 480,000 | 743,000 | 1,014,000 |
| Noninterest expense | 1,506,000 | 3,043,000 | 4,572,000 | 6,258,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 539,000 | 978,000 | 1,451,000 | 1,780,000 |
| Income tax | 23,000 | 45,000 | 73,000 | 89,000 |
| Net income | 516,000 | 933,000 | 1,378,000 | 1,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,962,000 | 25,319,000 | 25,703,000 | 25,956,000 |
| Total capital | 26,654,000 | 27,107,000 | 27,588,000 | 27,931,000 |
| Risk-weighted assets | 174,097,000 | 177,746,000 | 181,277,000 | 187,024,000 |