Call reports 2017
PCSB BANK — 2017
What PCSB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 226,762,000 | 225,298,000 | 228,460,000 | 233,852,000 |
| Total loans | 145,232,000 | 146,776,000 | 149,151,000 | 155,697,000 |
| Allowance for loan losses | 1,416,000 | 1,464,000 | 1,521,000 | 1,654,000 |
| Securities available for sale | 52,645,000 | 54,543,000 | 54,665,000 | 54,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,930,000 | 200,545,000 | 203,532,000 | 209,132,000 |
| Interest-bearing deposits | 179,809,000 | 176,946,000 | 180,201,000 | 176,055,000 |
| Noninterest-bearing deposits | 23,121,000 | 23,599,000 | 23,331,000 | 33,077,000 |
| Equity capital | 23,562,000 | 24,409,000 | 24,587,000 | 24,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,056,000 | 4,224,000 | 6,465,000 | 8,751,000 |
| Interest expense | 346,000 | 708,000 | 1,080,000 | 1,468,000 |
| Net interest income | 1,710,000 | 3,516,000 | 5,385,000 | 7,283,000 |
| Noninterest income | 207,000 | 436,000 | 663,000 | 900,000 |
| Noninterest expense | 1,399,000 | 2,813,000 | 4,343,000 | 5,883,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 370,000 |
| Pretax income | 443,000 | 989,000 | 1,480,000 | 1,930,000 |
| Income tax | 22,000 | 49,000 | 74,000 | 97,000 |
| Net income | 421,000 | 940,000 | 1,406,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,437,000 | 23,864,000 | 24,239,000 | 24,605,000 |
| Total capital | 24,853,000 | 25,328,000 | 25,760,000 | 26,259,000 |
| Risk-weighted assets | 166,504,000 | 166,530,000 | 169,748,000 | 175,794,000 |