Call reports 2001
PCSB BANK — 2001
What PCSB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,797,000 | 48,034,000 | 49,150,000 | 49,713,000 |
| Total loans | 19,404,000 | 19,996,000 | 20,320,000 | 20,514,000 |
| Allowance for loan losses | 248,000 | 249,000 | 240,000 | 259,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,399,000 | 22,784,000 | 22,355,000 | 24,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,863,000 | 41,198,000 | 42,243,000 | 42,894,000 |
| Interest-bearing deposits | 36,136,000 | 33,987,000 | 35,599,000 | 35,594,000 |
| Noninterest-bearing deposits | 7,727,000 | 7,211,000 | 6,644,000 | 7,300,000 |
| Equity capital | 6,518,000 | 6,474,000 | 6,541,000 | 6,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,605,000 | 2,374,000 | 3,133,000 |
| Interest expense | 329,000 | 641,000 | 933,000 | 1,176,000 |
| Net interest income | 480,000 | 964,000 | 1,441,000 | 1,957,000 |
| Noninterest income | 112,000 | 225,000 | 338,000 | 442,000 |
| Noninterest expense | 405,000 | 853,000 | 1,300,000 | 1,792,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 187,000 | 336,000 | 479,000 | 587,000 |
| Income tax | 10,000 | 17,000 | 24,000 | 30,000 |
| Net income | 177,000 | 319,000 | 455,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,518,000 | 6,474,000 | 6,541,000 | 6,592,000 |
| Total capital | 6,766,000 | 6,723,000 | 6,781,000 | 6,851,000 |
| Risk-weighted assets | 25,379,000 | 25,503,000 | 26,168,000 | 28,268,000 |