Call reports 2025
CAPE & COAST BANK — 2025
What CAPE & COAST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,623,407,000 | 1,635,763,000 | 1,668,894,000 | 1,669,051,000 |
| Total loans | 1,404,206,000 | 1,428,840,000 | 1,431,583,000 | 1,457,839,000 |
| Allowance for loan losses | 9,899,000 | 9,856,000 | 9,862,000 | 9,811,000 |
| Securities available for sale | 29,337,000 | 30,018,000 | 29,910,000 | 29,751,000 |
| Securities held to maturity | 89,689,000 | 86,743,000 | 83,509,000 | 78,488,000 |
| Trading assets | 5,353,000 | 4,413,000 | 4,058,000 | 3,873,000 |
| Total deposits | 1,370,717,000 | 1,368,868,000 | 1,401,286,000 | 1,337,496,000 |
| Interest-bearing deposits | 1,201,410,000 | 1,183,177,000 | 1,197,438,000 | 1,161,795,000 |
| Noninterest-bearing deposits | 169,307,000 | 185,691,000 | 203,848,000 | 175,701,000 |
| Equity capital | 150,652,000 | 151,405,000 | 155,359,000 | 157,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,728,000 | 37,395,000 | 57,376,000 | 77,214,000 |
| Interest expense | 8,819,000 | 17,308,000 | 25,624,000 | 33,752,000 |
| Net interest income | 9,909,000 | 20,087,000 | 31,752,000 | 43,462,000 |
| Noninterest income | 1,304,000 | 2,390,000 | 6,746,000 | 7,940,000 |
| Noninterest expense | 10,089,000 | 20,234,000 | 31,301,000 | 41,038,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 4,000 |
| Pretax income | 1,131,000 | 2,251,000 | 7,210,000 | 10,379,000 |
| Income tax | 189,000 | 444,000 | 1,778,000 | 2,612,000 |
| Net income | 942,000 | 1,807,000 | 5,432,000 | 7,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,847,000 | 151,713,000 | 155,337,000 | 157,673,000 |