Call reports 2024
CAPE & COAST BANK — 2024
What CAPE & COAST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,596,015,000 | 1,611,368,000 | 1,598,216,000 | 1,619,575,000 |
| Total loans | 1,386,151,000 | 1,408,013,000 | 1,387,556,000 | 1,392,817,000 |
| Allowance for loan losses | 10,002,000 | 10,002,000 | 9,951,000 | 9,953,000 |
| Securities available for sale | 2,939,000 | 2,742,000 | 11,887,000 | 15,259,000 |
| Securities held to maturity | 108,434,000 | 101,160,000 | 97,918,000 | 92,778,000 |
| Trading assets | 7,488,000 | 7,331,000 | 5,210,000 | 6,423,000 |
| Total deposits | 1,322,000,000 | 1,357,115,000 | 1,311,413,000 | 1,362,224,000 |
| Interest-bearing deposits | 1,146,027,000 | 1,164,397,000 | 1,126,095,000 | 1,187,940,000 |
| Noninterest-bearing deposits | 175,973,000 | 192,718,000 | 185,318,000 | 174,284,000 |
| Equity capital | 147,700,000 | 148,360,000 | 149,776,000 | 150,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,167,000 | 35,393,000 | 53,861,000 | 72,512,000 |
| Interest expense | 9,512,000 | 19,339,000 | 29,048,000 | 38,607,000 |
| Net interest income | 7,655,000 | 16,054,000 | 24,813,000 | 33,905,000 |
| Noninterest income | 1,095,000 | 2,343,000 | 4,160,000 | 5,538,000 |
| Noninterest expense | 7,803,000 | 16,627,000 | 25,649,000 | 34,708,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 942,000 | 1,748,000 | 3,319,000 | 4,716,000 |
| Income tax | 201,000 | 366,000 | 583,000 | 916,000 |
| Net income | 741,000 | 1,382,000 | 2,736,000 | 3,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,846,000 | 148,488,000 | 149,842,000 | 150,906,000 |