Call reports 2023
CAPE & COAST BANK — 2023
What CAPE & COAST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,493,389,000 | 1,524,090,000 | 1,522,206,000 | 1,558,160,000 |
| Total loans | 1,282,088,000 | 1,306,367,000 | 1,313,111,000 | 1,353,937,000 |
| Allowance for loan losses | 10,460,000 | 10,081,000 | 10,049,000 | 10,048,000 |
| Securities available for sale | 3,882,000 | 3,588,000 | 3,243,000 | 3,171,000 |
| Securities held to maturity | 120,853,000 | 116,530,000 | 114,662,000 | 111,508,000 |
| Trading assets | 7,038,000 | 7,869,000 | 9,107,000 | 6,630,000 |
| Total deposits | 1,273,351,000 | 1,313,608,000 | 1,308,801,000 | 1,275,501,000 |
| Interest-bearing deposits | 1,069,300,000 | 1,103,182,000 | 1,105,630,000 | 1,087,839,000 |
| Noninterest-bearing deposits | 204,051,000 | 210,426,000 | 203,171,000 | 187,662,000 |
| Equity capital | 144,728,000 | 145,966,000 | 147,061,000 | 147,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,325,000 | 29,363,000 | 45,254,000 | 61,558,000 |
| Interest expense | 5,059,000 | 11,375,000 | 18,437,000 | 26,712,000 |
| Net interest income | 9,266,000 | 17,988,000 | 26,817,000 | 34,846,000 |
| Noninterest income | 970,000 | 2,131,000 | 3,372,000 | 4,430,000 |
| Noninterest expense | 10,358,000 | 18,956,000 | 27,613,000 | 35,721,000 |
| Provision for loan losses | 0 | 35,000 | 2,000 | 2,000 |
| Pretax income | -115,000 | 1,152,000 | 2,521,000 | 3,520,000 |
| Income tax | -1,290,000 | -991,000 | -775,000 | -554,000 |
| Net income | 1,175,000 | 2,143,000 | 3,296,000 | 4,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,922,000 | 146,175,000 | 147,328,000 | 148,106,000 |