Call reports 2022
CAPE & COAST BANK — 2022
What CAPE & COAST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,381,527,000 | 1,401,123,000 | 1,420,873,000 | 1,465,307,000 |
| Total loans | 990,122,000 | 1,049,503,000 | 1,140,837,000 | 1,249,288,000 |
| Allowance for loan losses | 10,192,000 | 10,241,000 | 10,461,000 | 10,460,000 |
| Securities available for sale | 5,432,000 | 4,780,000 | 4,305,000 | 4,124,000 |
| Securities held to maturity | 98,021,000 | 132,554,000 | 128,876,000 | 124,857,000 |
| Trading assets | 3,763,000 | 5,926,000 | 8,821,000 | 8,318,000 |
| Total deposits | 1,219,177,000 | 1,234,006,000 | 1,248,675,000 | 1,239,307,000 |
| Interest-bearing deposits | 986,440,000 | 1,004,285,000 | 992,609,000 | 1,023,109,000 |
| Noninterest-bearing deposits | 232,737,000 | 229,721,000 | 256,066,000 | 216,198,000 |
| Equity capital | 135,791,000 | 138,033,000 | 140,862,000 | 143,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,907,000 | 18,669,000 | 30,192,000 | 43,185,000 |
| Interest expense | 308,000 | 700,000 | 1,566,000 | 3,885,000 |
| Net interest income | 8,599,000 | 17,969,000 | 28,626,000 | 39,300,000 |
| Noninterest income | 1,099,000 | 2,729,000 | 4,024,000 | 5,009,000 |
| Noninterest expense | 7,451,000 | 15,210,000 | 23,221,000 | 31,409,000 |
| Provision for loan losses | -30,000 | -30,000 | -30,000 | -30,000 |
| Pretax income | 2,253,000 | 5,478,000 | 9,399,000 | 12,870,000 |
| Income tax | 389,000 | 1,216,000 | 2,229,000 | 3,113,000 |
| Net income | 1,864,000 | 4,262,000 | 7,170,000 | 9,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,853,000 | 138,252,000 | 141,160,000 | 143,747,000 |