Call reports 2021
CAPE & COAST BANK — 2021
What CAPE & COAST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,220,280,000 | 1,306,020,000 | 1,331,322,000 | 1,387,857,000 |
| Total loans | 947,367,000 | 919,585,000 | 880,868,000 | 930,888,000 |
| Allowance for loan losses | 10,245,000 | 10,245,000 | 10,219,000 | 10,221,000 |
| Securities available for sale | 8,901,000 | 7,573,000 | 6,898,000 | 6,211,000 |
| Securities held to maturity | 31,620,000 | 55,156,000 | 79,943,000 | 87,014,000 |
| Trading assets | 549,000 | 1,073,000 | 513,000 | 45,000 |
| Total deposits | 1,094,626,000 | 1,176,578,000 | 1,198,643,000 | 1,230,067,000 |
| Interest-bearing deposits | 882,891,000 | 943,449,000 | 942,384,000 | 981,981,000 |
| Noninterest-bearing deposits | 211,735,000 | 233,129,000 | 256,259,000 | 248,086,000 |
| Equity capital | 106,146,000 | 107,888,000 | 109,744,000 | 134,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,886,000 | 17,510,000 | 26,174,000 | 34,788,000 |
| Interest expense | 759,000 | 1,324,000 | 1,699,000 | 2,049,000 |
| Net interest income | 8,127,000 | 16,186,000 | 24,475,000 | 32,739,000 |
| Noninterest income | 378,000 | 1,751,000 | 3,350,000 | 4,927,000 |
| Noninterest expense | 6,900,000 | 13,900,000 | 21,272,000 | 28,447,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -1,029,000 | -1,029,000 |
| Pretax income | 2,596,000 | 5,029,000 | 7,572,000 | 10,233,000 |
| Income tax | 712,000 | 1,377,000 | 2,064,000 | 2,793,000 |
| Net income | 1,884,000 | 3,652,000 | 5,508,000 | 7,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,934,000 | 107,702,000 | 109,558,000 | 133,990,000 |