Call reports 2020
CAPE & COAST BANK — 2020
What CAPE & COAST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 959,534,000 | 1,083,686,000 | 1,126,661,000 | 1,176,201,000 |
| Total loans | 838,640,000 | 910,804,000 | 929,244,000 | 944,060,000 |
| Allowance for loan losses | 7,995,000 | 9,143,000 | 11,030,000 | 11,214,000 |
| Securities available for sale | 18,396,000 | 13,054,000 | 11,000,000 | 9,927,000 |
| Securities held to maturity | 30,504,000 | 29,781,000 | 26,536,000 | 25,195,000 |
| Trading assets | 2,470,000 | 3,831,000 | 4,153,000 | 3,290,000 |
| Total deposits | 822,152,000 | 943,531,000 | 986,363,000 | 1,051,923,000 |
| Interest-bearing deposits | 756,792,000 | 843,436,000 | 886,870,000 | 961,521,000 |
| Noninterest-bearing deposits | 65,360,000 | 100,095,000 | 99,493,000 | 90,402,000 |
| Equity capital | 99,203,000 | 100,686,000 | 102,376,000 | 104,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,197,000 | 18,408,000 | 27,727,000 | 36,323,000 |
| Interest expense | 1,734,000 | 3,111,000 | 4,299,000 | 5,262,000 |
| Net interest income | 7,463,000 | 15,297,000 | 23,428,000 | 31,061,000 |
| Noninterest income | 1,249,000 | 3,064,000 | 5,341,000 | 7,433,000 |
| Noninterest expense | 6,412,000 | 12,899,000 | 19,095,000 | 26,010,000 |
| Provision for loan losses | 500,000 | 1,650,000 | 3,500,000 | 3,599,000 |
| Pretax income | 1,808,000 | 3,825,000 | 6,187,000 | 8,896,000 |
| Income tax | 488,000 | 1,035,000 | 1,678,000 | 2,419,000 |
| Net income | 1,320,000 | 2,790,000 | 4,509,000 | 6,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,893,000 | 100,363,000 | 102,082,000 | 104,050,000 |