Call reports 2019
CAPE & COAST BANK — 2019
What CAPE & COAST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 937,116,000 | 953,709,000 | 958,735,000 | 953,491,000 |
| Total loans | 815,846,000 | 819,446,000 | 814,258,000 | 827,295,000 |
| Allowance for loan losses | 7,499,000 | 7,510,000 | 7,333,000 | 7,407,000 |
| Securities available for sale | 25,596,000 | 24,772,000 | 23,187,000 | 22,469,000 |
| Securities held to maturity | 30,634,000 | 30,183,000 | 29,816,000 | 29,336,000 |
| Trading assets | 385,000 | 718,000 | 1,088,000 | 791,000 |
| Total deposits | 806,671,000 | 832,884,000 | 839,489,000 | 833,954,000 |
| Interest-bearing deposits | 752,092,000 | 764,410,000 | 767,422,000 | 768,042,000 |
| Noninterest-bearing deposits | 54,579,000 | 68,474,000 | 72,067,000 | 65,912,000 |
| Equity capital | 92,241,000 | 94,299,000 | 95,916,000 | 97,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,290,000 | 18,631,000 | 27,947,000 | 37,117,000 |
| Interest expense | 1,751,000 | 3,617,000 | 5,468,000 | 7,274,000 |
| Net interest income | 7,539,000 | 15,014,000 | 22,479,000 | 29,843,000 |
| Noninterest income | 1,041,000 | 2,242,000 | 3,463,000 | 4,498,000 |
| Noninterest expense | 7,111,000 | 13,275,000 | 19,861,000 | 25,883,000 |
| Provision for loan losses | 0 | 13,000 | 13,000 | 79,000 |
| Pretax income | 2,255,000 | 4,756,000 | 6,860,000 | 9,169,000 |
| Income tax | 705,000 | 1,457,000 | 1,951,000 | 2,586,000 |
| Net income | 1,550,000 | 3,299,000 | 4,909,000 | 6,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,540,000 | 94,299,000 | 95,916,000 | 97,573,000 |
| Total capital | 100,163,000 | 101,933,000 | 103,365,000 | 105,095,000 |
| Risk-weighted assets | 646,260,000 | 652,663,000 | 642,883,000 | 648,143,000 |